Kepemilikan Asing Menurut UU Nomor 40 Tahun 2014 tentang Perasuransian

Kepemilikan asing di industri asuransi Indonesia diatur pada Pasal 7 Undang Undang Nomor 40 Tahun 2014 tentang Perasuransian. Perusahaan Perasuransian hanya dapat dimiliki oleh: (a)  warga negara Indonesia dan/atau badan hukum Indonesia More »


Accelerated Death Benefit

A supplemental life insurance policy benefit that provides that a policyowner may elect to receive all or part of the policy’s death benefit before the insured’s death if certain conditions are me. More »


Accident Death Benefit

A supplemental life insurance policy benefit that provides a death benefit in additional to the policy’s basic death benefit if the insured ‘s death occurs as the result of an accident. More »



A transaction in which one corporation purchase a controlling interest in another corporation, typically resulting in a parent/subsidiary relationship between formerly independent corporations; after the transaction, both corporations survive More »


Actual Cash Value Insurance

A type of property insurance that pays the insured an amount equal to the replacement cost of the property minus an amount for depreciation More »


Adjustable Rate Mortgage (ARM)

A mortgage in which the interest rate fluctuates according to a benchmark rate specified in the mortgage agreement. Also called a variable rate mortgage More »

Account maintenance fee

A mutual fund fee to cover the costs of certain accounts, such as those that carry a low balance

Accumulation at interest dividend option

A dividend option in wich the insurer retains the policy dividends on deposit to accumulate at interest

accumulation value

In reference to a deferred annuity, the amount paid for the annuity, plus interest earned, less the amount of any withdrawals and fees

Accumulation period

The time period between the issue date and the annuity contract’s periodic income payments begin

Accumulation unit

An ownership share in a selected sub account of a separate account held during the accumulation period of a variable deferred annuity

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