Personal possessions

Personal property, including high risk items, and pedal cycles and accessories (up to a specified limit, e.g. ₤300 per pedal cycle and ₤600 in total for any one incident) unless otherwise specified.

1.   Unspecified personal possessions. The customer’s personal possessions which do not exceed a specified limit, e.g. ₤1000 in value per item and which the customer has not insured separately

2.   Specified personal possessions (the customer would have to pay an additional premium for this). The customer’s personal possessions which usually exceed a specified limit (in this example it would be more than ₤1000) in value and/or which need to be insured separately. These items will be shown separately on the customer’s schedule, for example money, livestock and pets etc.

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