Category Archives: S – Asuransi Jiwa

subscription

See quota share

substandard class

A risk class of proposed insureds whose anticipated mortality or morbidity rates are higher than average, but who are still considered to be insurable. Also called a special class

supplemental benefit

A benefit added to the coverage specified in the basic insurance policy

surplus

For an insurer, the amount of assets a company has over and above its policy reserves and other financial obligations. Insurance, may refer to capital and surplus together. See also capital and capital and surplus

surplus relief

A decrease in potential surplus strain

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