Category Archives: U – Asuransi Jiwa

UCR

See usual, customary, and reasonable charge

unauthorized reinsurer

In the United States, a reinsurer that is not authorized or accredited in a given state. Also known as a non admitted reinsurer. Contrast with authorized reinsurer and acreditted reinsurer

undeliverable

A policy which an applicant chooses not to accept when a producer attempts to deliver it

underwriter

An individual who [1] assesses and classifies the degree of risk represented by a proposed insurance product and [2] makes a decision to accept or decline that risk.

underwriting

The process of [1] assessing and classifying the degree of risk represented by a proposed insured or group with respect to a specific insurance product and [2] making a decision to accept or decline that risk

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